Terms of Use

1. Acceptance of Terms

By accessing and using this website, you agree to these Terms of Use. If you do not agree with any provision set forth herein, we recommend that you do not use this website.

2. Informational Nature of Content

This website is exclusively informational and institutional in nature. All content made available here — including texts, data, product descriptions, market statistics and press materials — is intended solely to provide an overview of the solutions and the company OpenCo (Geru Tecnologia Ltda.).

The information contained on this website does not constitute:

• a binding offer or commercial proposal;
• legal, financial, tax or any other type of advisory;
• a guarantee of results, performance or availability of products or services;
• a statement regarding specific credit conditions, rates or limits applicable to any transaction.

3. Disclaimer of Accuracy Warranty

OpenCo makes reasonable efforts to keep information up to date and accurate, but does not guarantee the accuracy, completeness, timeliness or suitability of the content for any specific purpose. The credit and finance market is dynamic; data, conditions and regulations may change without prior notice.

Use of the information provided on this website is entirely the visitor's responsibility. Before making any business decision based on information from this website, we recommend consulting directly with our specialists through official contact channels.

4. Intellectual Property

All content on this website — including, without limitation, texts, logos, icons, images, graphics and source code — is the exclusive property of Geru Tecnologia Ltda. or its licensors and is protected by Brazilian copyright and intellectual property legislation.

Reproduction, distribution, modification or creation of derivative works is prohibited without prior and express written authorisation from OpenCo.

5. Links to Third-Party Websites

This website may contain links to third-party websites. OpenCo does not control the content of those websites and assumes no responsibility for their content, privacy policies or practices. The inclusion of links does not imply endorsement or partnership.

6. Limitation of Liability

To the fullest extent permitted by applicable law, OpenCo shall not be liable for any direct, indirect, incidental, special or consequential damages arising from the use or inability to use this website or its content, even if OpenCo has been advised of the possibility of such damages.

7. Modifications to Terms

OpenCo reserves the right to modify these Terms of Use at any time. Changes take effect upon publication on this page. Continued use of the website after publication of changes constitutes acceptance of the new terms.

8. Governing Law and Jurisdiction

These Terms of Use are governed by the laws of the Federative Republic of Brazil. The courts of the District of São Paulo – SP are elected to resolve any disputes arising from the interpretation or application of these terms, with express waiver of any other jurisdiction, however privileged.

9. Contact

Questions about these Terms of Use may be sent to our team through the contact page or by email at privacidade@open-co.com.